Beyond asset management,
a global coordination.
Pension provision, taxation, estate planning, real estate, company formation, MG Finance coordinates every dimension of your wealth, supported by a network of partners built over careers spanning more than forty years.
A single point of contact.
A global view of your wealth.
Wealth management does not stop at the financial markets. In French-speaking Switzerland, every wealth decision, tax, estate, real estate or entrepreneurial, is intimately linked to the others. A tax optimisation poorly coordinated with your pension provision can cost more than it yields.
MG Finance offers you a single point of contact who orchestrates all of these dimensions and connects you with the right specialists at the right time, lawyers, notaries, fiduciaries, banks, without you having to manage these relationships yourself.
This service is intended for persons domiciled in Switzerland who wish to delegate the overall coordination of their wealth to a trusted manager based in Pully.
Five pillars of comprehensive support.
Plan your retirement with precision, canton by canton.
Retirement planning in Switzerland is complex, the rules vary according to your canton of domicile and your family and professional situation. An incomplete analysis can lead to pension gaps that are difficult to fill after the age of 50.
In a dedicated working session, your MG Finance manager analyses all of your pension assets and models your actual needs at retirement, taking into account your real estate assets, your other wealth and your canton of residence.
- Full analysis of your 1st, 2nd and 3rd pillars according to your canton of domicile
- Projection of your financial needs at retirement, down to the last franc
- Simulation of disability, accident or death scenarios
- Integration of your real estate assets into the pension plan
- Optimisation of your pillar 3a contributions and LPP buy-ins
- Coordination with your pension fund and the cantonal authorities
- Annual review of your pension situation
Organise the transfer of your wealth under the best conditions.
Estate planning is a process that must be prepared well in advance. In Switzerland, inheritance law offers significant optimisation possibilities, provided they are anticipated. An unprepared succession can lead to family conflicts, avoidable tax burden and the dispersion of wealth built over several generations.
MG Finance assists you in structuring your inheritance and connects you with the lawyers and notaries in its network for the legal aspects, will, inheritance agreement, gifts, foundations.
- Preparation of a personalised estate plan
- Tax-optimised structuring of gifts and inheritances
- Creation of family or philanthropic foundations
- Inheritance agreements and wills (via partner notaries)
- Administrative handling of the estate after death
- Transfer of businesses and shareholdings
- Coordination between heirs and financial institutions
We work with two partner law firms and a network of trusted notaries specialising in Swiss inheritance law.
Simplify your tax and administrative burden.
Wealth taxation in Switzerland offers many opportunities for legal optimisation, wealth tax, LPP deductions, holding structures, choice of canton of domicile. MG Finance helps you structure your wealth in a tax-efficient manner, in coordination with its partner fiduciaries.
Beyond taxation, some clients delegate to MG Finance the day-to-day administrative management of their personal affairs, invoices, correspondence, dealings with the authorities.
- Assistance with and optimisation of the annual tax return
- Structuring of holdings and wealth-holding companies
- Tax optimisation of your financial investments
- Advice for persons newly domiciled in Switzerland
- Negotiation of cantonal lump-sum tax arrangements
- Delegated administrative management (invoices, correspondence, dealings with authorities)
- Coordination with partner fiduciaries for private accounting
Our partner fiduciaries handle bookkeeping, complex tax returns and relations with the cantonal tax authorities.
Structure your entrepreneurial and philanthropic projects.
Setting up a company, a foundation or a holding in Switzerland requires coordination between legal, tax and financial aspects. A poorly chosen structure can have lasting consequences for your personal and professional wealth.
MG Finance assists you in defining the structure best suited to your objectives, and coordinates the process with its partner lawyers and fiduciaries, from incorporation through to becoming operational.
- Formation of SA, Sàrl and other Swiss legal structures
- Establishment of philanthropic or family foundations
- Structuring of wealth and family holdings
- Choice of the optimal legal form according to your objectives
- Coordination with lawyers specialising in Swiss company law
- Domiciliation and corporate secretarial services
- Advice on the transfer or sale of a business
Two partner law firms, specialising in Swiss company law and tax law, work closely with MG Finance on these mandates.
Value, finance and sell your assets at the right time.
Real estate often represents the largest share of a private client's wealth. Its management, sale, financing, valuation, integration into pension planning, requires an approach coordinated with your overall wealth situation.
MG Finance advises you on the timing and terms of the sale of your properties, connects you with its preferred banking partners for your mortgage financing, and integrates your real estate assets into your pension and estate planning.
- Strategic support for the sale of real estate properties
- Sourcing of mortgage financing through preferred banking partners
- Valuation and tax optimisation of real estate disposals
- Integration of real estate into the pension plan
- Valuation of tangible assets, works of art, collections, prestige vehicles
- Coordination with partner real estate brokers and notaries
- Advice on real estate holding structures
Our long-standing banking partners with the leading Swiss banks allow us to negotiate the most favourable mortgage terms for our clients.
Trusted partnerships built over decades of trusted partnerships.
MG Finance works only with rigorously selected specialists, proven over numerous client mandates. You benefit from preferred access to a network usually reserved for large institutional structures.
All your bank holdings brought together in a single file.
If your wealth is spread across several banks, we can aggregate all your accounts and holdings into a single, regularly updated report: one overview of your allocation and your performance, without having to reconcile each bank's statements yourself.
Let us talk about your
personal situation.
An initial confidential meeting with your MG Finance manager, without obligation, in Pully or by video conference.
Book an appointment →