A FINMA-licensed
securities firm
MG Finance SA is one of the few independent institutions licensed both as a wealth manager and as a custodian, a status that offers you a unique freedom of choice.
Supervised by FINMA, MG Finance SA is subject to regulatory oversight equivalent to that of Swiss banks.
Your cash deposits are protected up to CHF 100'000 per client (esisuisse). Your securities remain your property, held segregated.
Freedom to choose your custodian bank from among recognised institutions in Switzerland.
Two ways of working with us
Whether you wish to centralise your assets with us or keep your current bank, MG Finance SA adapts to your situation.
Your single
counterpart
- A single point of contact acting as both custodian and manager, subject to banking-grade requirements
- Custody of assets directly with MG Finance SA
- esisuisse protection up to CHF 100'000 per client
- esisuisse deposit guarantee
- Competitiveness, security and independence
Independent
manager
- Independent management with recognised banking providers in Switzerland
- Management mandate with the partner custodian bank of your choice
- Consolidation and analysis of several relationships across different institutions
The independent management structure
This diagram illustrates the case where you keep your current custodian bank and entrust only the management to MG Finance SA. If you prefer to centralise your assets directly with us, the relationship is even simpler: a single point of contact, with no intermediary bank.
In both cases, your assets remain deposited in your own name. If you keep your custodian bank, our power of attorney is limited to management acts: no withdrawal, no transfer to third parties. If you choose custody with MG Finance, you benefit directly from our prudential status as a securities firm.
Three models, one difference of status
Three set-ups coexist in Switzerland for entrusting the management of your wealth. What sets them apart is not the promise, it is the prudential status.
Management and custody are combined within the same institution. The investment universe and pricing are those of the bank.
The manager is FINMA-licensed as a wealth manager and works on your bank account. It may not act as a custodian.
The independence of a manager and the prudential requirements of a financial institution: own funds, reinforced audit, custody capability. You freely choose your custodian bank, or an account directly with us.
Institutions with which your assets may be held in custody under a management mandate.
Partner banking institutions for the issuance of our structured products (BRCs and thematic certificates).
Independent audit
and rigorous oversight
MG Finance SA is subject to a dual audit framework, ensuring regulatory compliance and the soundness of our organisation.
- Acts on a mandate from the Board of Directors, 3 engagements per year
- Verifies that MG Finance's organisation complies with all applicable legislation
- Reviews the compliance and risk functions
- Reviews internal processes and regulations
- Provides support in the context of legislative developments
- Reports to FINMA and acts on specific mandates from it
- Audits the key processes (AMLA and CDB) every 3–4 years
- Annual review of the proper keeping of accounts and mandatory reporting
- Analyses internal regulations and directives: operational risks, cross-border activity